OnePass mobile Payment Assistance Policy

Table of Contents

1. About this Policy
2. What is financial hardship?
3. What are my options?
4. Where can I get further help?
5. Additional assistance
6. How can OnePass mobile help?
7. Making an application for payment assistance
8. Complaints

1. About this Policy

At OnePass mobile, we are committed to helping customers facing financial hardship maintain telecommunications access and working with them to find a sustainable solution. We understand that financial difficulties can arise for various reasons, such as loss of income or property, unexpected illness or injury, changes in family circumstances, or natural disasters like, bushfires, floods, earthquakes, or droughts. Whether you need short-term assistance or ongoing support, we’re ready to help.


The purpose of this Policy is to outline OnePass mobile’s commitment to identifying, informing, supporting, and interacting with financial hardship customers in accordance with the Telecommunications (Financial Hardship) Industry Standard (2024) (the Standard).


The goal of this Policy is to prioritise keeping customers experiencing financial hardship connected. Disconnection will only be used as a measure of last resort.

2. What is financial hardship?

Under the Standard, financial hardship occurs when:

a) a customer finds themselves unable to pay an amount that they owe OnePass mobile under their consumer contract due to one of the following circumstances:

  • personal or household illness;
  • unemployment;
  • low or insufficient income, including reduced access to income;
  • being a victim/survivor of domestic or family violence
  • a death in the family;
  • a change in personal or family circumstances;
  • a natural disaster;
  • unexpected events or unforeseen changes that have impacted income or expenditure;
  • other reasonable causes, and

b) the customer also believes that they will be able to discharge their obligation to pay an owed amount if they enter into an arrangement for either short or long-term payment assistance from OnePass mobile, where this suits their personal situation.

While OnePass mobile customer do not incur debts, we will always support customers that pay by rolling direct debit or auto-renew subscription style arrangements.

3. What are my options?

All customers have a right to apply for financial hardship assistance, and assistance options under this policy are free of charge to use.

As a month-to-month prepaid subscription service you don't need to worry about bills or debt. If you’re struggling to make payments, OnePass mobile offers the following options for payment assistance to eligible customers and to customers in general:

  • Discounting a charge;
  • Waiving a charge;
  • Service restrictions;
  • Scheduling a plan downgrade at the time of your next renewal. This will provide you with reduced services for less cost;
  • While we don’t sell mobile handsets, if you are experiencing financial hardship and have been affected by the 3G network closure, we can assist you in finding a low-cost handset so that you can stay connected;
  • You can transfer to another prepaid provider that may offer a better plan than us, without cancellation fees;
  • Pausing your subscription service. You can pause the renewal of your subscription plan for up to 90 days while you stay connected to receive calls and texts without losing your number.

4. Where can I get further help?

We work closely with external organisations including financial counselling organisations, charities and social services to help strengthen our understanding and provisions for financial hardship customers and to connect our customers with broader support options available to them.

We ensure appropriate consent is obtained before sharing any customer information with external organisations unless we reasonably consider there is an immediate risk to your safety.

You can access independent financial advice, counselling and support from external organisations including:

  • National Debt Helpline
    Call: 1800 007 007
    Visit: https://ndh.org.au/
  • Small Business Debt Hotline
    Call: 1800 413 828
    Visit: https://sbdh.org.au/
  • Information about contacting Centrelink, Medicare or Child Support, and the Department of Human Services: servicesaustralia.gov.au
  • Moneysmart offer free, independent guidance so you can make the most of your money: https://ndh.org.au/
  • 1800 Respect provides support for all Australians directly and indirectly experiencing, or at risk of experiencing, sexual assault, domestic or family abuse:
    Call: 1800 737 732
    Visit: https://1800respect.org.au/

5. Additional assistance

  • BeyondBlue provides information and support to help everyone in Australia achieve their best possible mental health, whatever their age and wherever they live.
    Call: 1300 224 636 (24x7 Support)
    Visit: https://www.beyondblue.org.au/
  • Kids Helpline is a free, 24x7 phone and online counselling service for young people aged 5 to 25.
    Call: 1800 55 1800 (24x7 Support)
    Visit: https://kidshelpline.com.au/
  • Lifeline is a national charity providing all access to crisis support and suicide prevention services.
    Call: 1800 737 732
    Visit: https://www.lifeline.org.au/
    Free call from payphone and OnePass mobile services. Lifeline also offer SMS and Chat options, visit the Lifeline website for more details.

6. How can OnePass mobile help?

You can make an application for payment assistance by getting in contact with us via:

OnePass mobile business hours are:

  • Monday to Friday: 9am - 8pm (AEST)
  • Saturday, Sunday & Public Holidays: 10am - 6pm (AEST)

7. Making an application for payment assistance

The following applies to applications:

  • You can make and track an application using any of our ordinary contact methods, though most of our assistance measures can be provided to you immediately.
  • You don’t need to provide formal financial documents to discuss financial hardship, while customers seeking short term assistance or who are a victim survivor of domestic or family violence are not required to provide evidence to support their application.
  • Customers with disabilities, special needs or from cultural and linguistically diverse backgrounds are entitled to accessibility support to make an application or to access information about this Policy.

Applications may be dealt with on first contact with our team, and within 2-5 business days for email and complex applications.

Information customers will need to provide

We will need to identify you and via our multi-factor authentication process so that we can be sure we are talking to the correct account holder. You should have your account and identification information readily available when making an application.


Additional information we may request

In order to adequately assess your application we may require information about your income, your total expenses, as well as the nature and expected duration of your financial hardship. We may also request that you send us additional information or documentation.


Eligibility for Payment assistance

You are eligible for payment assistance if your situation meets the definition of financial hardship above and wish to access the payment assistance options we provide.


How we assess applications

We will follow these steps when we assess and process your application:

  • If eligible, we will work with you to agree on which options for assistance are suited to your particular circumstances.
  • We will offer an arrangement based on the above. If you agree to the offered arrangement it will commence immediately.
  • If you do not agree, you have the option of requesting a review and/or making a complaint.

If you are not satisfied with how we handle your complaint you can contact the TIO to escalate the complaint.

8. Complaints

At OnePass mobile we recognise the rights of our customers and former customers to make complaints and to have any proposed resolution of their complaints accepted by them before OnePass mobile implements that resolution.

If you are not happy with our products or services, we would like to know. To make a complaint, call us on 1300 222 825 - or submit in writing online at https://onepassmobile.com.au/home/page/legals-complaints.

If you wish to obtain a hard copy of the OnePass mobile Complaints Handling Policy, please contact our friendly customer service team and let us know your preferred postal address and we will be happy to send you a copy in the mail.

You can also make a complaint to the TIO here: https://www.tio.com.au/ and via phone here: 1800 062 058 if unsatisfied with the way we have handled your complaint.

Making a complaint to us or the TIO will not prevent you from agreeing to a payment assistance arrangement with us.